Local expertise and long-term partnership. A shared focus on community impact. Rewards for your loyalty. And big support for your business.
What can we help you with?
Open an accountBusiness checking
Whether you’re just starting out or accelerating growth, we have a checking account that’s perfect for your business.
Lifecycle partnersBusiness Lifecycle Planning
We meet the evolving needs of your small business with practical advice, full-scale capabilities, and caring partnership, and we’re continually focused on the long-term success of your business.
Big bank solutions—local touch
Send and receive money fast with Zelle®
Zelle® payments mean less time worrying about cash and checks and more time focusing on your business.
Kickstart cash reserves
Eligible clients can earn a 3.40% annual percentage yield (APY) with a new RCFOS Business Money Market account.
Small business credit cards
Need a cash flow boost? From taking care of bills to taking care of growth—you’re ready for anything with the right credit card.
Online banking that grows with your business
Make plans. Pay bills. Get paid. Take care of everything—wherever life takes you.
Stay on top of your finances with custom alerts delivered how you want.
Send and receive money with multiple payment options.
Deposit checks with just a few taps and snaps.
Open the door to new ideas.
Ready for success? Get tips on everything from getting started to transitioning.
Talk to a Small Business specialist at +14804548669.
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Small Business Bank Accounts, Loans & Credit Cards #1
Your business succeeds because of your effort and drive. And we're here to help you keep the momentum going. We've designed your online experience to meet your unique needs as a business owner.
Here's a look at how it works.
(Visual Description: RCFOS Online Banking Home screen displays account options.)
The home screen focuses your financial picture into a single, simple view, quickly giving you the information, you need.
You can conveniently see your accounts and details, access recent transactions and history, and review your statements and notifications. Need to send money to a vendor, make loan payments, or send a wire?
Transfer and Pay is your money movement hub.
(Visual Description: Transfer & Pay screen shows multiple options below the section titled, What can we help you with?)
Here, you can pay your bills, make ACH payments, transfer money to other accounts, and use Zelle-- a fast, easy, and safe way to send and receive money. Simply select the payment type that best meets your needs, and we'll help you move money with ease.
Managing your payroll doesn't have to be a hassle. Simplify your process anytime, anywhere with the Online Payroll feature. We give you the flexibility to easily pay your team by check or direct deposit.
(Visual Description: Preview Payroll screen shows options for “What WE Will Do” and “What You Will Do”)
And we do the heavy lifting for you by automatically calculating and filing your federal, state, and local taxes.
You can also use valuable HR tools and resources to help your business stay compliant with labor and hiring laws specific to your state. We know that you're on the go often.
So, we've made most of your online features available in the mobile app.
(Visual Description: Mobile Deposits screen on a smart phone displays options for Deposits and History.)
Take advantage of depositing checks from your phone with mobile check deposits.
And save yourself a trip to the ATM or branch. Want to give your team more autonomy?
(Visual Description: Business admin feature screen displays the section for Profile & Settings, directly under the Business account selection on the tool bar)
Use the Business admin feature to provide account access to other company members, set up specific roles for your employees, customize permissions, and add, edit, or remove users at any time.
(Visual Description: Manage users section shows options to select different users.)
The last thing you want to worry about is potential fraud. So, we've made it easier for you to stay on top of it. Use Fraud inspector to review checks and ACH payments for suspicious activity.
(Visual Description: Monitor accounts screen displays options to Monitor accounts and Manage enrollment.)
And if something doesn't look right, you can request to reverse the transaction.
Online banking with RCFOS helps you effectively manage your finances in a smart and straightforward way so you can get more done to help your business thrive.