• $50 minimum opening deposit
  • Four ways to waive $5 monthly maintenance fee
  • Optional overdraft protection when you link personal checking

Extra perks while you save? How rewarding.

Optional overdraft protection

You can set up RCFOS One Savings as automatic backup in case you accidentally overdraft an existing RCFOS checking account. Excludes RCFOS Confidence.

Automatic transfers

Help accelerate your savings goals when you set up automatic monthly transfers from an existing RCFOS checking account.

Balance builds toward RCFOS One Checking perks

As our relationship grows, so do your perks. Money in RCFOS One Savings can help unlock extra perks in RCFOS One Checking.

Waive your monthly maintenance fee buh-bye.

Choose one of four ways to waive the $5 monthly maintenance fee.

Have a related RCFOS personal checking account.

Keep a minimum daily ledger balance of $300 or more in your RCFOS One Savings account.

Schedule a recurring, preauthorized internal transfer of $25 or more into RCFOS One Savings per statement cycle.

Be under 18 years of age

Ready to open your RCFOS One Savings account?

Step one

Tell us about yourself.

We’ll need some personal information to get your account started.

Make your first deposit.

RCFOS One Savings has a $50 minimum opening deposit.

Fast. Simple. Secure.

Free up more free time with online and mobile banking.

  • Transfer money between accounts.
  • Pay trusted friends and family.
  • Set up recurring bill payments.
  • Deposit checks.
QR Code to open Apple or Google play app.

Download the RCFOS mobile app.

Scan this code with your phone’s camera to download.

Check out RCFOS One Checking.

  • No overdraft fees
  • Practical perks
  • Automatic upgrades

Never wonder if you're getting the most from your checking account.

Money and Mindset

Make the most of life's moments

Spending and Saving

Don’t let the unexpected rattle you, grow your money confidence.

Need more help?

Check out Money and Mindset

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