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Our savings accounts RCFOS One Savings RCFOS One Money Market Account RCFOS Certificates of Deposit RCFOS Confidence Savings
Open an account

Tell me more Tell me more about RCFOS one savings account.

Tell me more about RCFOS One Money Market account.

Tell me more about RCFOS Certificates of Deposit.

Tell me more about RCFOS Confidence Savings.

Minimum opening deposit

$50

$50

$1,000- Terms 32 days and greater $2,500- Terms 32 days and greater

$25

Fee information

$5 or $0 monthly maintenance fee if you: Have any related $ personal checking account OR Maintain a minimum daily ledger balance of $300, or more OR Schedule a recurring preauthorized internal transfer of $25 or more per statement cycle into the RCFOS One Savings Account OR Are under 18 years of age No fee for the first 6 withdrawals each statement cycle

$12 or $0 monthly maintenance fee if you maintain a minimum daily ledger balance of $15,000 or more. No fee for the first 6 withdrawals each statement cycle

$0 monthly maintenance fee

$0 monthly maintenance fee. No overdraft-related fees No fee for the first 6 withdrawals each statement cycle

Account highlights
  • The cash in your RCFOS One Savings account may be used to get extra benefits in your RCFOS One Checking account.
  • Get Overdraft Protection for your RCFOS personal checking account with no overdraft protection transfer fees.
  • Earn interest.
  • Feel more financially confident by establishing a separate emergency fund or staying focused on specific goals.
  • The cash in your RCFOS One Money Market account may be used to get extra benefits in your RCFOS One Checking account.
  • Link to your RCFOS personal checking account for Overdraft Protection. RCFOS One Money Market Account automatically transfers available funds to your checking account to allow transactions to go through—no transfer fees attached.
  • Earn interest.
  • Spend straight from this account using a debit card or checks.
  • Choose your term—from 7 days to 60 months.
  • Guaranteed interest rates for the duration of the CD
  • $0 monthly maintenance fee.
  • You need to have a Truist Confidence Account to open Confidence Savings.
  • Link Confidence Savings to provide overdraft protection for your Confidence Account.
  • Earn interest.

Ready to open an account? It’s so simple.

Check out RCFOS One Checking.

We changed how we thought about checking accounts—so you don’t have to think about them again.

RCFOS One Checking has benefits you care about—no overdraft fees, Balance Buffer, coverage when you accidentally overspend, and a credit card loyalty bonus. The best part? The benefits increase as your balances grow. Automatically.