Borrowing for a big purchase

You can use credit to open doors to new possibilities. Let’s break down some of the basics so you can borrow confidently and with peace of mind.

Tools to help you plan for the big stuff

How much will you pay every month after getting settled into your new home?

Are lectures, late nights, and lattes in your future? Get an idea of how much you’ll need.

Need some credit history? The RCFOS Enjoy Cash Secured card may help—and you can earn cash back rewards. (Refundable security deposit required.)

Transfer higher interest, non-RCFOS balances with the RCFOS Future card—the lowest APR card of all RCFOS credit cards.

Borrow from $5,000 to $100,000 with a LightStream unsecured loan. Fast, flexible funding and no fees.